Problem statement

✅ High transaction fees when making digital payments.

✅ Limited flexibility in payment tokens; users often need to hold specific currencies like USDC or USDT.

✅ Crypto price volatility creates uncertainty for merchants accepting payments in non-stable tokens.

✅ Dependence on centralized payment processors that introduce intermediaries and potential points of failure.

✅ Barriers for merchants to accept crypto, including technical complexity and token management.

✅ Cumbersome user experience, where customers must manually swap tokens before making payments.

✅ Slow settlement times with traditional payment rails.

✅ Risk of chargebacks or payment reversals in fiat payment systems.

✅ High infrastructure and operational costs for merchants integrating payment gateways.

✅ Regulatory uncertainty around stablecoins, creating challenges for businesses relying solely on them.